No citizenship required. No flights required. Financing, taxes, currency, and closing, all handled from your couch in Toronto, Montreal, or Vancouver.
Not in Canada? See how buying from abroad works.
Goals, budget in CAD and USD, vacation-rental vs. long-term, timeline. Twenty minutes, zero pressure. You leave with a clear plan either way.
Foreign-national mortgages typically need 30–35% down, and no U.S. credit history is required. Lenders use your Canadian bank references and income docs. We connect you with lenders who do this every week.
Personal name, LLC, or corporation: ownership structure affects taxes, liability, and estate planning for Canadians. We bring in cross-border accountants before you sign anything, not after.
Live video tours, honest neighborhood breakdowns, builder-incentive comparisons. We're your eyes on the ground, and we tell you when a deal is wrong for you.
Digital documents, wired funds, and remote online notarization. Many of our Canadian buyers first stand in their Florida home after they own it.
We connect you with vetted property managers for short-term or long-term rental, so the home pays for itself between your visits, and stays inside the 182-day snowbird rules.
Rough out a deal in 30 seconds. Then let us pressure-test it with real inventory.
Estimates for illustration only, not financial, tax, or lending advice. Actual rates, taxes, insurance, rents, and returns vary. We'll run real numbers on real inventory with you.
Buying: essentially the same costs as Americans pay. No special foreign-buyer tax in Florida, and no state income tax either.
Renting: U.S. rental income means a U.S. tax filing; treaty rules generally prevent double taxation with the CRA.
Selling: FIRPTA withholding (typically 15% of sale price) applies to foreign sellers, and much of it is often recoverable when you file. Structure right on day one and it's a paperwork exercise, not a loss.
Snowbirds: the 182-day rule governs U.S. presence, so your rental strategy and travel plans should be designed together.
We're not accountants, and this isn't tax advice, but we work alongside cross-border professionals who do this daily, and we bring them in early.
Financing, taxes, structures, closing, and the 7 mistakes Canadians make buying in Florida, all in one PDF.
English, Español, Português. Whatever feels like home. Book a free cross-border consult and get a straight answer about your situation.
Book my consultor call / text 424-799-3922